Weather: 37° Mostly cloudy skies
Erev chanukah 5785
Shkiah 4:37 pm
Zman Hadlokas ner Chanukah al pi minhag Hayeshiva for first 2 nights of Chanukah in Lakewood is 5:00pm candles should burn until 6:19 pm
- Expect Traffic as there's No morning busing for most schools,there will be early dismissal for all schools due to Chanuka.
- Stores gov offices closed today.
- Adirei Hatorah launches special chanukah campaign to support youngeleit donate HERE
- Kashrus alert: Badatz Eidah Hacharedis says all stores and bakeries selling milchig donuts should have each donut marked with a identification that it is dairy like inserting a small plastic flag stating so
-4 corner bagles regular donuts $1.99 specialty $2.50
Sufganiyot tray (12) Asado Halva filled doughnuts from Ishtabach for $145
-The BMG Chanukah mesiba will take place tonight wednesday the first night of Chanuka with the participation of the roshei Hayeshiva Rav Yeruchom Olshin will address the crowd Guest speaker Rav Noaftoli Jaeger shlita Rosh Yeshiva Shaar Yashuv Far rockaway and a chabura will be delivered by rav Aryeh Leib Paretzky shlita of BMG it will begin at 8:00 pm in the Beren hall
- Agra DPirka Holiday learning program today at BM Kol Chaim 10:30am 618 Caranettta Lakewood with Rav Uri Deutsch and Rav Yehoshua Abba Busel
- Lakewood Rosh Yeshiva Rav Malkiel Kotler shlita was in Dallas Texas yesterday for the expansion of the Dallas kollel to Plano,TX. The RY was greeted at the airport by a large crowd who sang and danced upon his arrival.
- Tuition crisis: Noted askan says a frum family of 7 Two adults 5 children makingv300l a year is not enough for them to pay tuition. The breakdown is ass follows. After taxes if everything is on the books they are left with
225k. minus 90k a year for mortgage taxes utilities and repairs an average of 8k a month minus 50k a year for food
15k for camp,clothing 15k 2 leased cars 15k health insurance 20k if not provided by company by the time your done before you give aq penny to tzedaka or vacations you dont have much to pay tuition as it is the bottom of the list see video interview Here on the meaningful minute podcast minute mark 41
- An Azerbaijan Airlines jet with 67 passengers and 5 crew members on board crashed in western Kazakhstan after veering from its scheduled route. Officials report that 28 survived the crash of the Embraer 190 near the city of Aktau.
-After Tuesday's drawing yielded no winner, the Mega Millions jackpot has surged to a staggering $1.15 billion for Friday's draw – the largest December prize ever.
- Starting January 1, 2025, Israel will require visitors, from visa-exempt countries, such as the United States, Canada, England, and Australia, to obtain electronic travel authorization (ETA) before entering the country The ETA authorization which will cost 25 shekels, is valid for multiple trips to Israel over a period of up to two years from the date your application is approved, or until your passport expires, whichever comes first. Those who apply for the ETA authorization during the trial period for free won’t have to apply for the next two years..
Rav Moshe Hillel Hirsch shlita lighting menorah first night of Chanukah 5785
while that "askan" has a point, it's laughable to say those numbers. My combined family income after taxes is less than half of that, living paycheck to paycheck, yet I'm able to figure out how to pay tuition.
ReplyDeleteAnother point, what does a lakewood school, where most of the parent body isn't making anywhere near that amount think of that equation? Somehow the parents are figuring it out.
It isn't easy in any way, but you have to figure out how to make it work. Life is expensive.
The problem is that people think tuition is on bottom it should be on top, everyone in this town thinks that tuition and everything else will be served to them people don't realize that you need to work for yourself same reason why we don't take free money you don't want to take charity guess what this is CHARITY!!!!!!!!!!
DeleteThe issue he is saying is for people that don’t own their house from pre covid. Anyone buying now anywhere near Lakewood, and is paying 7% mortgage, needs to expend on housing costs 80k(he said 96k but that’s in Monsey for a 4br house). Do the math now and explain how someone making 150k can afford it. And once you make more then you have the next 20k for health insurance. And full, full tuition. Unless you can explain how you are managing on 150k these comments are a disservice. And separately, even if you have a house, when it comes time for weddings and down payments for the kids, you better hope some solution is thought of so I’d suggest people stop commenting how they are managing on their 2% mortgage and public assistance.
DeleteCan you please letoeles horabim elaborate on how you survive on 150k before taxes with 5 children and still pay tuition?
DeleteMany people have tuition bills for 7,8,9 kids. As the family grows expenses balloon such as camp, braces, therapy, rabbeim ( father getting home too late to learn either boys) , bar mitzvahs, weddings, support of married kids. 300k may sound like a lot to a younger family and they can get away with less and still cover their tuition obligations. But as the family grows people in the 300k income bracket will struggle immensely to make it. Tuition for Bais Midrash yeshivas or dorming is around 20k per kid! ( BMG IS MORE!) Families have three or more at a time! 150k is ok for a younger family or a family who gets breaks or govt support but for an older family who is expected to pay everything in full because earning 350k means you are rich (big joke)! Vacations or country homes (without parental help) is a far off dream and making tuition payments are extremely difficult- as is making it in general. A large frum family needs at least 500k to get by and breath a little ( not even luxury).
DeleteTuition is never actually $20k per kid. Only when someone is making an illegitimate profit. The 'reduction' people receive isn't tzedakah.
DeleteAnd BMG doesn't actually charge it. The government pays it, so they charge it. The price of a bochur in BMG is negligible. True tuition should be about $3k per year.
I currently have three boys in an out of town mesivta and pay 20k per son. Many people get reductions but the ones that don’t carry the the class. And no we aren’t rich and it isn’t easy for us. We cannot give more for the dinner or fundraisers on top of that. Don’t think school is making a profit at all, they actually pay the rabbeim well run a dorm etc… we also have one son in a local yeshiva Bais medrash age in a dorm and pay 17k straight up. And these yeshivas are barely making it no nice building….most of the parent body cannot pay full which is understandable. BMG charges an insane amount because they can get fasfa funds as a college but for those who don’t qualify for fasfa have a huge tuition burden. Which brings us back to the middle bracket, earning too much for reductions or govt assistance but really finding it very hard to make ends meet. Hashem should bentch us all with enough to fulfill all our obligations and to carry the burden of those that cannot.
DeleteI didn't say Yeshivos don't charge these amounts. Just that it doesn't cost that much, you are paying for something other than tuition.
DeleteMy daily dose:
ReplyDeleteTziyonim rasheim gmurim they destroyed innocent Gazans. How terrible, Satmar Rebbe was right, Lubavitcher Rebbe is Moshiach, Rt 9 traffic, Westgate shul, Hershel, FAA, Poop, Trump, AOC, Tziyonim, OTD, LTSA, Etz, Peleg, developers, Scnall.
Who did I miss?
Expensive sufganoyot, CBN, click bate letters, Tuition, Toms River Tunee, Hatzolas Nefashos, MDY, Hatzolah scanners, seminary costs, Ponzi schemes, Adirei Torah
Deleteyou okay, bro?
DeleteYou missed the worst of them all - Lakewood vaad. And Aguda
DeleteLighten up 9:57. A true Hefkervelt commenter knows sarcasm when they see it
DeleteThey can afford the tuition. They can't afford the mansion and luxury cars. Their priorities are wrong.
ReplyDeleteFor sure
DeleteWho are you to say so? Many people live in small homes and have old used cars and buy clothing and food on sale, and still cannot afford to pay for the many required expenses such as tuition, camp, and local seminaries! Everything is tremendously expensive and is unaffordable when you have more than a few children.
DeleteThat's not who they are talking abt. They said "90k for mortgage etc".
DeleteThat's not a small house.
Because a mortgage of 8k and 1.5k for cars and 1k for food is not small homes and used cars and food on sale. I was addressing the budget that he was talking about. Next time read and comprehend before lashing out.
DeleteA house that costs 750k with 5% down these days will end up costing, after utilities, mortgage and tax. A used minivan financed will cost around 400 a month, plus insurance so around 1k, add gas for 1k miles each and add 400. So around 1400 for a user minivan. I’m wondering if the original commenter gets his housing and car covered by the Shver?
DeleteToday is the 7th Yortzeit of Maran Hagaon Horav Aharon Leib Shteinman zt"l.
ReplyDeleteIn a Tashbar dinner a few years ago Rav Michoel Sorotzkin said over a moiredike
story about a bochur who totally left Yidishkeit and was going to marry a non Jewish girl who was saved by the kindness and wise hanhoga of Reb Aharon Leib , zt”l
A MUST VIEW!!
https://youtu.be/Q-IrLIoWaaU
WOW! UNREAL!!!
DeleteI'm totally unclear what people think that not being tuition is not considered charity!!
ReplyDeleteTHEIR PRIORITIES ARE TOTALLY WRONG IF YOU DON'T WANT TO TAKE TO TZEDUKAH THEN WHY ARE YOU SO EASY TAKING CHARITY AND BEING ON SCHOLARSHIP LET ME STOP WITH YOUR LEAST CARS AND YOUR FANCY LIFESTYLE AND YOU'LL BE ABLE TO FORWARD IT THE BASICS IN LIFE THE BARE MINIMUM OF PAYING FOR YOUR LIFE LITERALLY YOUR CHILDREN!¡!!!!!!
ReplyDeleteThe noted Askan which the term noted askan means in English a gvir… is very outlandish and with his numbers! Most frum families are not bringing in north of $150k and that’s facts!!
ReplyDeleteMy noted askanim are righteous individuals who aren't into gelt. At all.If anything they have sacrificed themselves so much that they lean to the poor side
DeleteIsrael has the nerve to charge a fee to go to there. Why is a visa more valid than a passport?
ReplyDeleteSimple numbers are
ReplyDelete48k for house
25k for food
3k car
5k clothes
16k tuition (5 kids bargain)
Insurance 10 k bargain
These are simple numbers for family of 5 and almost didn't pay for basics and need 110k in pocket after taxes and here you are living well below poverty and have no money even to make simple bar mitzva or give teduka
Those that bought houses after covid with high rates are paying over 5k a month, if you are not getting programs insurance is 15-20k
DeleteA used car costs 15k for a 10 year old camry otherwise you lease
Food ads up when you include yomim tovm pesach and lunch program for children
Why is Adirei sending out internet links to the nshei
DeleteIt's disrespectful to assume they all have smart phones
With a gross income of $300,000 and expenses as indicated, federal taxes should be around $35,000 or so. Not $75,000.
ReplyDeleteYour putting rent and tuition and cars as a business expense?
DeletePayroll taxes: 15k
DeleteIncome taxes (assuming 40k mortgage interest): 46k
State taxes: 12k
Total: 73k so very close